Co-pilot is resurrected Clippy on steroids. Give us ACTUAL options to remove it

I am sick and tired of spending now literal hours of my life finding the newest, most super-secret hidden ways of disabling MS's newest way to chase the dragon of monetizing some new faddish tool. Every single new iteration of their desktop products further hides the malware that is copilot. I don't WANT that intrusive pile of donkey-excrement any more than I did that equally obnoxious Frankenstein's monster's stepfather Clippy back in the Y2K era.

MAKE IT SIMPLE. NO ONE WANTS THIS POS.