Finding crossing point for positive and negative values
I'm trying to figure out a formula that can determine when a retirement account goes negative (i.e. what age I run out of money) based on a column of monthly values.
I have a sheet that shows a schedule of retirement account values, with a column for date (monthly), a column for contribution amount (which increases every 12 months), and various scenario columns to show performance with variables for "retirement salary" and "assumed Rate of Return". Eventually, a bunch of the columns cross from positive to negative (run out of money). I'm looking for a formula to put at the top of each column that tells me what month the column changed from positive to negative. I could sort this out with a 'sister' column to each scenario to check for this transition. I'm just looking for something more elegant. Security on my work computer is such that VBA isn't an acceptable solution. Thanks!
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I suspect the month you want returned depends on whether the 'account' is a month opening or month closing amount. Anyway, a single schedule would require
That is perfect! I've used Index, but not that clever. SMALL is new to me. Thanks so much!
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I'm trying to figure out a formula that can determine when a retirement account goes negative (i.e. what age I run out of money) based on a column of monthly values.
I have a sheet that shows a schedule of retirement account values, with a column for date (monthly), a column for contribution amount (which increases every 12 months), and various scenario columns to show performance with variables for \"retirement salary\" and \"assumed Rate of Return\". Eventually, a bunch of the columns cross from positive to negative (run out of money). I'm looking for a formula to put at the top of each column that tells me what month the column changed from positive to negative. I could sort this out with a 'sister' column to each scenario to check for this transition. I'm just looking for something more elegant. Security on my work computer is such that VBA isn't an acceptable solution. Thanks!
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I'm trying to figure out a formula that can determine when a retirement account goes negative (i.e. what age I run out of money) based on a column of monthly values.
I have a sheet that shows a schedule of retirement account values, with a column for date (monthly), a column for contribution amount (which increases every 12 months), and various scenario columns to show performance with variables for \"retirement salary\" and \"assumed Rate of Return\". Eventually, a bunch of the columns cross from positive to negative (run out of money). I'm looking for a formula to put at the top of each column that tells me what month the column changed from positive to negative. I could sort this out with a 'sister' column to each scenario to check for this transition. I'm just looking for something more elegant. Security on my work computer is such that VBA isn't an acceptable solution. Thanks!
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I have a sheet that 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Finding crossing point for positive and negative values","moderationData":{"__ref":"ModerationData:moderation_data:3957299"},"body":"
I suspect the month you want returned depends on whether the 'account' is a month opening or month closing amount. Anyway, a single schedule would require
If you have multiple scenarios to analyse simultaneously this would become
Worksheet formula\n= BYCOL(table, FinalMonthλ)
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You can try this formula. Enter the formula with ctrl+shift+enter if you don't work with Office 365 or Excel for the web or Excel 2021.
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I've used Index, but not that clever. SMALL is new to me. Thanks so 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