## Forum Discussion

# HELP WITH FORMULA | PLEASE HELP

- Sep 11, 2023
It sounds like you want to create a formula in Excel that checks the value in the "Description" column and then uses different calculations based on whether the description contains "INTEREST PAYMENT" or "REWARD."

You can achieve this by using an

**IF**function in combination with**SEARCH**. Here is the formula:**=IF(ISNUMBER(SEARCH("INTEREST PAYMENT", B157)), SUM(K157, O157, Q157), IF(ISNUMBER(SEARCH("REWARD", B157)), SUM(M157, O157, Q157), 0))**Let me break down how this formula works:

**ISNUMBER(SEARCH("INTEREST PAYMENT", B157))**: This checks if the text "INTEREST PAYMENT" is found in cell B157. If it is found, it returns**TRUE**; otherwise, it returns**FALSE**.**IF(ISNUMBER(SEARCH("INTEREST PAYMENT", B157)), SUM(K157, O157, Q157), ...)**: If "INTEREST PAYMENT" is found, it calculates the sum of K157, O157, and Q157.**IF(ISNUMBER(SEARCH("REWARD", B157)), SUM(M157, O157, Q157), 0)**: If "INTEREST PAYMENT" is not found, it checks if "REWARD" is found in cell B157. If it is found, it calculates the sum of M157, O157, and Q157.**0**: If neither "INTEREST PAYMENT" nor "REWARD" is found, it returns 0.

So, this formula checks for the presence of "INTEREST PAYMENT" and "REWARD" in cell B157 and calculates the sum accordingly. You can copy this formula down to apply it to other rows in the "CREDIT AMOUNT" column based on the values in the "Description" column.

The text, steps and functions were created with the help of AI.

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Hope this will help you.

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Thank you so much. It worked. Thank you. ❤️