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Just want a simple way to use EXCEL
There is far more to EXCEL than what I want or need it for. I have been an Apple user and for years I have been using a very old Appleworks program to make charts of various business expenses for t...
Just to be sure that I understand your question correctly, are you trying to use the Excel online feature in SharePoint or the excel client on your computer?
If you are using Excel Online, the simplest way would probably be to create folders, either in your OneDrive for business or in a SharePoint O365 site (for more advanced collab scenarios). From there you can create an Excel file (XSLS) file for each of your need (per month, per year, per customer, etc.)
If you are using the Excel client on your computer, you can create files or folders on your local file system as you would with any other application.
Regards,