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Disable "save as" defaulting to OneDrive, but do not disable OneDrive - possible?
Today I had hundreds of users, including me being admin, being furious beyond imagination for following change which the last "slow ring" office brought along: You open a document from a network dri...
Have the "Save to Computer by default" checked. That worked for me because I also spent way to much time stressing about this.
I would experiment with the settings on the Save tab of Excel's Options dialog. See if changing those get you where you want to be.