Creating a tab stop within a cell

Hello all,

I would like to know how to create a TAB STOP within a cell after I've already formatted the cell using the align function. So far, I can't seem to figure out how to do this. If I change the text indent when I first format the cell then the ENTIRE paragraph is indented. That's not what I want. I need to be able to type a paragraph and THEN indent a bulleted list. If I try to access the Align function after I type the paragraph, then the Align Function under grayed out and unavailable.  Here's an example:

If you don't have a receipt, your reimbursement limit is $4.99 for that meal. With receipts, allowances are as follows for each meal:

• Breakfast = 13.99
• Lunch = 14.99
• Dinner = 23.99

Hope this make sense.