Crashing to desktop cant access installed apps in settings! (reproducible)

Hello, I am crashing every time I try to access the settings/apps/installed apps page, briefly flashes after loading for a few secs, so its faulting when trying to load file. cant get in using old method either.  hoping someone has faced this issue before..its new to me...I'm on the newest insider dev build. .I have tried everything I personally know of, checked services, registry, PowerShell repair methods, etc.....also have tried as many fixes as I could find online...to no avail...I have also tried system repair (refresh..upgrade in-place method) This issue seemingly started out of nowhere....insanely frustrating...the only thing that has given me a clue is that when I create a new admin acct. (local) the problem is magically fixed...but I don't want to abandon my acct, and I don't want to migrate everything....I want to know what is causing this and how It's fixed...please help! anyone? I'm going crazy here.

Thank you so much...

Faulting application name: SystemSettings.exe, version:

10.0.22523.1000, time stamp: 0x4d8b9bbb
Faulting module name: twinapi.appcore.dll, version:

10.0.22523.1000, time stamp: 0x134bd0c8

Exception code: 0xc000027b

Fault offset: 0x000000000010a626
Faulting process id: 0x2834
Faulting application start time: 0x01d7f5c11383e891
Faulting application path: C:\Windows\ImmersiveControlPanel\SystemSettings.exe
Faulting module path: C:\Windows\System32\twinapi.appcore.dll
Report Id: 6012f6d5-23b0-4913-92e4-0e7ae1d253c7
Faulting package full name: windows.immersivecontrolpanel_10.0.6.1000_neutral_neutral_cw5n1h2txyewy
Faulting package-relative application ID: microsoft.windows.immersivecontrolpanel