Fake email account no longer works setting up Win 11 Home

I tried on my laptop, on which the Win 11 installation was having some intermittent problems because of malware or something.

I have done this multiple times, just by typing a fake email and password. Usually Install would give up and allow me to set up a local account.

Not this time. It kept giving me the "Incorrect email or password" message, eventually forcing me to enter a Captcha as well.

I had turned off the wi-fi on the laptop prior to starting the installation, so it did not detect any networks, yet kept asking for a valid username/password.

I know Microsoft has promised to enforce this requirement for Pro also, but apparently they closed this loophole before doing that.

I used the latest Insider ISO from Microsoft, (22533, I think).

Eventually, I gave up, turned on the wi-fi, and entered my Microsoft username and password, and it completed the install without further complaint.

This state of affairs begs the question: How do I set up a PC for someone without them giving me the keys to their Microsoft account? Do I ask them to drop by personally, and enter this info?

Shame on you, Microsoft.