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Windows 10 limits Wi-Fi download speeds to 6MB/s, though hotspots function normally.
When connected to Wi-Fi, the computer’s download speed is limited to 6MB/s (even with multiple tasks), but network speed tests appear normal. A phone connected to the same Wi-Fi achieves full speed. ...
The router might prioritize or limit bandwidth for your PC, either through QoS settings or device-specific restrictions.