How can I format or convert exfat to fat32 without losing data?

To format exFAT to FAT32. Use a Free Command-Line Tool: fat32format
fat32format is a lightweight, free command-line utility specifically designed for formatting large drives to FAT32, bypassing Windows' size restrictions.

How to use fat32format to format exFAT to FAT32:
1. Download fat32format:

2. Open Command Prompt as Administrator:
Search for "cmd" or "Command Prompt," right-click, and select Run as administrator.

3. Identify your drive:
Use diskpart or wmic to identify your drive letter or disk number.
For example, you can list disks with:
wmic diskdrive get caption, deviceid
Alternatively, check in File Explorer to confirm the drive letter.

4. Format the drive:
Use fat32format with the drive letter:
fat32format X:
Replace X: with your drive letter.
Or, if you have the disk number, specify it:
fat32format \\.\PhysicalDriveN
Replace N with your disk number.

5. Follow prompts:
The utility will ask for confirmation—press Y to proceed.