Formula does not work for all

Try using the below VBA Code to get the result you would like.  I'm attaching a .xlsx workbook as an example since it's not possible to attach macro enabled workbooks.  You will need to insert the code I have provided below into the workbook to see how it works.  Once you grasp the concept you can alter the code to work for your needs.  Hope this helps.

Before:

After:

Code:

Sub GetWords()

    Dim wrdLRow As Integer
    Dim wrdLp As Integer
    Dim CommentLrow As Integer
    Dim CommentLp As Integer
    Dim fndWord As Integer
    Dim Sht As Worksheet
    
    On Error Resume Next 'Suppress Errors... for when we don't find a match
    
    'Define worksheet that has data on it....
    Set Sht = Sheets("Sheet1")
    
    'Get last row for words based on column A
    wrdLRow = Sht.Cells(Rows.Count, "A").End(xlUp).Row
    
    'Get last row for comments based on column C
    CommentLrow = Sht.Cells(Rows.Count, "C").End(xlUp).Row
    
    'Loop through lists and find matches....
    For CommentLp = 2 To CommentLrow
    
        For wrdLp = 2 To wrdLRow

            'Look for word...
            fndWord = Application.WorksheetFunction.Search(Sht.Cells(wrdLp, "A"), Sht.Cells(CommentLp, "C"))
            
            'If we found the word....then
            If fndWord > 0 Then
                Sht.Cells(CommentLp, "D") = Sht.Cells(CommentLp, "D") & "; " & Sht.Cells(wrdLp, "A")
                fndWord = 0 'Reset Variable for next loop
            End If
            
        Next wrdLp
        
        Sht.Cells(CommentLp, "D") = Mid(Sht.Cells(CommentLp, "D"), 3, Len(Sht.Cells(CommentLp, "D")) - 2)

    Next CommentLp

End Sub