Forum Discussion
Introducing Buy now, pay later in Microsoft Edge
“Buy now, pay later,” or BNPL, lets shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to wait until it’s paid in full.
Usually, BNPL is offered in specific ecommerce websites like Target, Walmart. But now, Microsoft partners with 3rd party Zip (previously Quadpay) to offer a BNPL payment option at browser level. It means any purchase between $35 - $1,000 you make through Microsoft Edge can be split into 4 installments over 6 weeks.
On top of coverage, we also aim to 1) meet you where you are. 2) simplify the application process.
Meet you where you are:
When you are in checkout page, you can find BNPL option right when you enter credit card number
For some shoppers, you can also find BNPL option right when you enter checkout page.
Simplify application process:
Applying BNPL could take time, you need to sign in with zip every single time. With BNPL in Edge, you can simply link your Microsoft account with your zip account with one click and then bypass sign in from Zip side. It can expedite the application process for you.
BNPL is currently available in Microsoft Edge Canary and Dev channels and will be available by default to all users in Microsoft Edge release 96. If you experience any issue while using this feature, please let us know through Microsoft Edge by pressing Shift+Alt+I on a Windows device or going to Settings and more … > Help and feedback > Send feedback.
You can read more on the FAQ support article. Please also join us here on the Microsoft Edge Insider forums or Twitter to discuss your experience or send us your feedback through the browser! We hope you enjoy this exciting new feature and look forward to hearing from you!
263 Replies
- NuAngelIron ContributorIt's like they finished watching Squid Games and came away learning all the wrong lessons. 🤣🤣
- NerdelbaumFrinkBrass Contributor
mehua Well, so much for using Edge anymore. I actually decided to make it my main browser on my server, and... this is completely ruining any good will you had, and is likely something that will prevent me from ever using your browser again. I gave it a try. It was good. You ruined it.
Just a tip for future development: if it's not core to a web browsing experience or security in that experience, it doesn't belong baked into the browser. It doesn't matter how much money you're getting to put in bloated adware. The fact that you're selling out your web browser is disgusting.
- Assistive_TechBrass Contributor
NerdelbaumFrink There is a good case for building browsers with differentiating features (otherwise we might as well all just be using Chrome and Safari) and MS have done a good job with adding stuff that Chrome should have put in years ago. But MS also seem addicted to these spammy, half-baked tie-ins with random companies that will be dropped anyway in a year or two. See the Pinterest integration in Collections (why??). This one is presumably driven by some manager stressing about Edge not hitting revenue / engagement targets, caring nothing about the fact that they're corrupting their core browser with gimmicky, exploitative rubbish. It's a shame because chromium Edge has been a genuine success in my view, and has even made browser choice relevant again.
- Assistive_TechBrass ContributorPlease don't do this. We've been promoting Microsoft Edge over Chrome to students because of the excellent accessiblity and learning features, how can we in good conscience continue promoting the browser when it has this sort of nonsense built in? How much is this kind of thing worth to a multi-billion company anyway, surely not enough compared to the bad publicity it will generate?
At the very least make it an extension or opt-in. Seems like Microsoft managers obsessing again about short-term takeup stats and revenue, rather than committing to a product long term. - early_steveBrass ContributorHow ill-timed can a new feature be? Encouraging people to go into debt just ahead of the holiday? Add in rising consumer price inflation? And I just searched in settings where to turn it off and can't find it (though I haven't experienced it yet on a shopping site).
- joshhugginsBrass ContributorWhat in the name of gutter trash is this garbage? You guys are going to KILL any momentum you had with Edge putting this kind of crud in. This is worse than the new widgets pane in W11. Seriously should be ashamed for letting it get this far.
- joshhugginsBrass Contributor
Just made the move from Edge to Brave in about 5 mins. I have been a HUGE proponent of Microsoft, Bing and Edge and this has left such a sour taste I just could not in good conscience continue with Microsoft. I have been moving clients away from Google to Microsoft 365 and Microsoft services over the last 3-5 years and between this and the types of things like the Windows 11 Edge default browser blocking & continued privacy issues in Microsoft products like Windows & Office etc, I have lost all faith that Microsoft has really become the trusted company that they were trying to make us believe they have become. It's too bad as I really had bought into the new hope of them being a trusted corp where I could trust my clients with.
- bhargavreddyIron ContributorAdding my opinion to this, I think these sorts of features should be left to third party extension developer who can submit to edge extension store rather than Microsoft forcefully shoving this uncalled bloat down our throats. Remember, maintaining the reputation of a good browser is much harder than throwing it off a cliff, given how you had to rebrand extensively over the old mistakes MS made that tied older Edge and IE to bloated and unreliable. Don't push the same garbage over here again.
- adrianghcSteel ContributorYou're starting to overdo these third-party integrations and services. This is just sleazy, Edge is on the verge of feeling dirty to use. Edge is not just any random browser, it's the (increasingly hard to change) default of the most important desktop OS in the world. That comes not just with benefits, but with responsibilities towards your users as well. This isn't the way. Don't ruin a great browser by taking these unnecessary cash grabs too far. Stop it before Edge becomes known for being adware trash.
- kabforksBrass ContributorWhy do you put this in the browser? It's bloat, unnecessary, and downright a terrible, awful idea. Continue like this, and Edge will turn into a Christmas Tree with too many ornaments. What next? A built in VPN where you harvest user habits and sell them to the highest bidder?
- AnOldAmigaUserIron Contributor
I think the next feature they are going to add will be Payday Loans in Edge, because why not.
- Jason TenpennyIron Contributor
mehua This all feels extremely unnecessary for a browsing experience. I don't want it. I don't even want the shopping and discovery features y'all have pushed out. These kinds of things should be separated into extensions. I am way more interested in a lightning fast browser that uses minimal resources while being secure. Edge on Mac is getting heavier and heavier.
Please stop turning all these things on by default, or at least give us an option for a "Core" experience that is basic browsing features plus the security enhancements. As it stands right now, I spend about 5-6 minutes making sure that all the extra crap is disabled whenever I set up Edge on a new computer or move between channels.
- Metin_HsnvBrass ContributorI love shopping features and extensions don't give the experience of native experience. But I agree there must be a turn off option in settings. and also, while I don't want shopping features to become an extension this one should be an extension
- AnonymousYes, sometimes parents or even kids go through their wish list and they find a coupon, it's nice as you can save some money on things, maybe one day it will be integrated with Honey, who knows. Every company can do this, even Apple or Google browser.
- AnonymousHave you ever considered that some people may not be that educated or know about this that may not have enough to even give presents to loved ones for Christmas? Sometimes these things are a benefit to others.
- NeilsherryCopper ContributorThese are exactly the people who need protection from this shit
- jonsavilleBrass ContributorNobody wants this baked into the browser, least of all regulators. Microsoft seems to be going backwards with this and the ridiculous controversy over default browser settings in W11. I like Edge and would recommend it, but Microsoft is just looking desperate here.
- AnonymousHave you ever wondered about the people who may need this to be able to buy presents for loved ones this Christmas? It's been a hard year and some may benefit form this