Forum Discussion
MicrosoftIntroducing Buy now, pay later in Microsoft Edge
“Buy now, pay later,” or BNPL, lets shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to wait until it’s paid in full.
Usually, BNPL is offered in specific ecommerce websites like Target, Walmart. But now, Microsoft partners with 3rd party Zip (previously Quadpay) to offer a BNPL payment option at browser level. It means any purchase between $35 - $1,000 you make through Microsoft Edge can be split into 4 installments over 6 weeks.
On top of coverage, we also aim to 1) meet you where you are. 2) simplify the application process.
Meet you where you are:
When you are in checkout page, you can find BNPL option right when you enter credit card number
For some shoppers, you can also find BNPL option right when you enter checkout page.
Simplify application process:
Applying BNPL could take time, you need to sign in with zip every single time. With BNPL in Edge, you can simply link your Microsoft account with your zip account with one click and then bypass sign in from Zip side. It can expedite the application process for you.
BNPL is currently available in Microsoft Edge Canary and Dev channels and will be available by default to all users in Microsoft Edge release 96. If you experience any issue while using this feature, please let us know through Microsoft Edge by pressing Shift+Alt+I on a Windows device or going to Settings and more … > Help and feedback > Send feedback.
You can read more on the FAQ support article. Please also join us here on the Microsoft Edge Insider forums or Twitter to discuss your experience or send us your feedback through the browser! We hope you enjoy this exciting new feature and look forward to hearing from you!
263 Replies
I happen to agree with the comments that this should not be built into Edge, or at least be trivial to turn off (including the option to disable it whenever it pops up), but the absurd over-the-top anger seems wildly misplaced.
A lot of these comments are also using the same poor English and grammar and exact same words to criticize this BNPL feature. Seems more like one person or a small group of people are spamming this article in an effort to make an anti-MS news story out of this. Or maybe the poster(s) are from an actual BNPL company that competes with Zip and doesn't want to lose the business if this becomes an automatic alternative.
Note the multiple references to Windows 11 and the Widgets bar in the same posts where people say they're a Mac user, but will drop Edge for Chrome on a Mac because of this... and because of Widgets on Win 11? Clearly, those are not real posts.
I'm sure some of these comments are sincere, but unfortunately, they appear to be lost in the sea of non-insider posts who "created an account just to respond do this."- No it has nothing to do with that. Its because this promotes debt. So a billion dollar company (Microsoft) is encouraging its users to go into debt. Its well known lots of people miss the payments and then will be charged the interest. People are being encouraged, by Microsoft, to buy stuff they can't afford. Its like the pay day loans in the UK. Its awful.
This is the lowest I've ever seen Microsoft go. I suspect there will be a u-turn on this as its REALLY bad publicity. GraniteStateColin I'm a human being, network admin, security person, as well as someone who thinks this is just a bad thing to be building into a browser
"But generally speaking, if you don't have the cash now, you probably shouldn't be doing this."
I like Edge. I honestly do. But then someone in management at Microsoft has clearly made a financial deal that just puts a bad taste in my mouth. My browser shouldn't be for sale like this to the highest bidder. Make it secure. Make it fast. Make super duper secure mode default. But stop doing boneheaded decisions like this.
- I have to say, yours is the first post on this thread that screams fake to me. There are only two posts in the entire thread where people mention they are Mac users, for example. I didn't bother checking the truth of the other comments. Why wouldn't people object to this?
- Next time someone asks me why I recommend Chrome over Edge even though they are using the same rendering engine now... I'll point them at this page.
mehua what an awful idea. I'm guessing it's time to go back to Chrome.
- This a cheap and disgusting move from Microsoft and edge team to the browser users. You should be ashamed for pushing such crap to users. Listening to the users checkout flows, suggesting third party services. Bloating the browser. Seriously, be better and more responsible.
- Not sure how I feel about this, although if it's US only it won't affect me. Will there be the appropriate policies in GPO and MDM to disable the feature?
- Truly disappointed to see Microsoft pushing profit for the company at the cost of user experience by adding more bloatware to the browser. I used to be an loyal user of Edge, but now Edge is more evil than Chrome!
- No, just say no. As a 30-year MS partner I’ve almost completed my & my company’s customers to Edge from Chrome because of crapware like this. If you force this on users we will move to Firefox. We won’t be alone. mehua clearly you’re trying to justify your job, but if I were Nadella, at the first sign of customers ditching Edge for anything else you’d be out of a job. Period.
Having a popup that announces that it has listened in on my purchase and wants to help? That is the definition of SpyWare in my book!
I used Chrome for years until about a month ago when I switched to Edge. I like Edge for browsing just as much as Chrome and the complaints I reads regarding Chrome aren't really a problem for me. Chrome really isn't a bad browser. If we ignore the propaganda it's actually a very good browser.
p.s. that REWARDS button doesn't apply ro me and I can't remove it. If I were a rabid capitalist would I
be happier with Edge?
- Registered my account just to say: roll this out and I will uninstall Edge on every last device I own.
Edge is a GREAT browser currently. PLEASE do not make it **bleep** with this. I'd be fine with an optional extension that needs to be explicitly installed.
