Naming Policies for DL

Hello All,

just wanted to clarify on a point mentioned in this article.

https://technet.microsoft.com/en-us/library/jj218685(v=exchg.150).aspx

It says "The group naming policy for distribution groups is applied only to groups created by users. When you or other administrators use the Exchange Administration Center (EAC) to create distribution groups, the group naming policy is ignored and not applied to the group name"

Can end users create Distribution Lists? if so how? I was under the impression that users can create O365 Groups and not legacy Distribution lists?

Please clarify.

Thanks