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Nov 15, 2021

Introducing Buy now, pay later in Microsoft Edge

“Buy now, pay later,” or BNPL, lets shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to w...

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Buy now, pay later in Microsoft Edge","id":"message:2967030","revisionNum":4,"repliesCount":263,"author":{"__ref":"User:user:1024073"},"depth":0,"hasGivenKudo":false,"board":{"__ref":"Forum:board:EdgeInsiderAnnouncements"},"conversation":{"__ref":"Conversation:conversation:2967030"},"readOnly":false,"editFrozen":false,"moderationData":{"__ref":"ModerationData:moderation_data:2967030"},"body@stripHtml({\"truncateLength\":200})":" “Buy now, pay later,” or BNPL, lets shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to w...","body@stringLength":"3875","rawBody":"

“Buy now, pay later,” or BNPL, lets shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to wait until it’s paid in full.

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Usually, BNPL is offered in specific ecommerce websites like Target, Walmart. But now, Microsoft partners with 3rd party Zip (previously Quadpay) to offer a BNPL payment option at browser level. It means any purchase between $35 - $1,000 you make through Microsoft Edge can be split into 4 installments over 6 weeks.

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On top of coverage, we also aim to 1) meet you where you are. 2) simplify the application process.

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Meet you where you are:

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When you are in checkout page, you can find BNPL option right when you enter credit card number

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For some shoppers, you can also find BNPL option right when you enter checkout page.

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Simplify application process:

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Applying BNPL could take time, you need to sign in with zip every single time. With BNPL in Edge, you can simply link your Microsoft account with your zip account with one click and then bypass sign in from Zip side. It can expedite the application process for you.

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BNPL is currently available in Microsoft Edge Canary and Dev channels and will be available by default to all users in Microsoft Edge release 96. If you experience any issue while using this feature, please let us know through Microsoft Edge by pressing Shift+Alt+I on a Windows device or going to Settings and more … > Help and feedback > Send feedback.

\n

 

\n

You can read more on the FAQ support article. Please also join us here on the Microsoft Edge Insider forums or Twitter to discuss your experience or send us your feedback through the browser! We hope you enjoy this exciting new feature and look forward to hearing from you!

","kudosSumWeight":5,"postTime":"2021-11-15T11:42:09.253-08:00","images":{"__typename":"AssociatedImageConnection","edges":[{"__typename":"AssociatedImageEdge","cursor":"MjUuMXwyLjF8b3wyNXxfTlZffDE","node":{"__ref":"AssociatedImage:{\"url\":\"https://techcommunity.microsoft.com/t5/s/gxcuf89792/images/bS0yOTY3MDMwLTMyNzExNGkwOUQ0RTFCRTcyRDU5NkM3?revision=4\"}"}},{"__typename":"AssociatedImageEdge","cursor":"MjUuMXwyLjF8b3wyNXxfTlZffDI","node":{"__ref":"AssociatedImage:{\"url\":\"https://techcommunity.microsoft.com/t5/s/gxcuf89792/images/bS0yOTY3MDMwLTMyNzExNWkyM0ZFNTIwNDYwRTI1OUEz?revision=4\"}"}},{"__typename":"AssociatedImageEdge","cursor":"MjUuMXwyLjF8b3wyNXxfTlZffDM","node":{"__ref":"AssociatedImage:{\"url\":\"https://techcommunity.microsoft.com/t5/s/gxcuf89792/images/bS0yOTY3MDMwLTMyNzExNmk2OEUxNkRFRkFDMTY1MEM3?revision=4\"}"}}],"totalCount":3,"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}},"attachments":{"__typename":"AttachmentConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"tags":{"__typename":"TagConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"timeToRead":2,"currentRevision":{"__ref":"Revision:revision:2967030_4"},"latestVersion":null,"metrics":{"__typename":"MessageMetrics","views":200718},"visibilityScope":"PUBLIC","canonicalUrl":null,"seoTitle":null,"seoDescription":null,"isEscalated":null,"placeholder":false,"originalMessageForPlaceholder":null,"messagePolicies":{"__typename":"MessagePolicies","canModerateSpamMessage":{"__typename":"PolicyResult","failureReason":{"__typename":"FailureReason","message":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","key":"error.lithium.policies.feature.moderation_spam.action.moderate_entity.allowed.accessDenied","args":[]}}},"archivalData":null,"customFields":[],"body":"

“Buy now, pay later,” or BNPL, lets shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to wait until it’s paid in full.

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Usually, BNPL is offered in specific ecommerce websites like Target, Walmart. But now, Microsoft partners with 3rd party Zip (previously Quadpay) to offer a BNPL payment option at browser level. It means any purchase between $35 - $1,000 you make through Microsoft Edge can be split into 4 installments over 6 weeks.

\n

 

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On top of coverage, we also aim to 1) meet you where you are. 2) simplify the application process.

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\n

Meet you where you are:

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When you are in checkout page, you can find BNPL option right when you enter credit card number

\n

\n

For some shoppers, you can also find BNPL option right when you enter checkout page.

\n

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Simplify application process:

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Applying BNPL could take time, you need to sign in with zip every single time. With BNPL in Edge, you can simply link your Microsoft account with your zip account with one click and then bypass sign in from Zip side. It can expedite the application process for you.

\n

 

\n

\n
 
\n

BNPL is currently available in Microsoft Edge Canary and Dev channels and will be available by default to all users in Microsoft Edge release 96. If you experience any issue while using this feature, please let us know through Microsoft Edge by pressing Shift+Alt+I on a Windows device or going to Settings and more … > Help and feedback > Send feedback.

\n

 

\n

You can read more on the FAQ support article. Please also join us here on the Microsoft Edge Insider forums or Twitter to discuss your experience or send us your feedback through the browser! We hope you enjoy this exciting new feature and look forward to hearing from you!

"},"Conversation:conversation:2967030":{"__typename":"Conversation","id":"conversation:2967030","solved":false,"topic":{"__ref":"ForumTopicMessage:message:2967030"},"lastPostingActivityTime":"2023-07-27T07:29:36.461-07:00","lastPostTime":"2023-07-27T07:29:36.461-07:00","unreadReplyCount":263,"isSubscribed":false},"ModerationData:moderation_data:2967030":{"__typename":"ModerationData","id":"moderation_data:2967030","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"AssociatedImage:{\"url\":\"https://techcommunity.microsoft.com/t5/s/gxcuf89792/images/bS0yOTY3MDMwLTMyNzExNGkwOUQ0RTFCRTcyRDU5NkM3?revision=4\"}":{"__typename":"AssociatedImage","url":"https://techcommunity.microsoft.com/t5/s/gxcuf89792/images/bS0yOTY3MDMwLTMyNzExNGkwOUQ0RTFCRTcyRDU5NkM3?revision=4","title":"mehua_0-1637004947434.png","associationType":"BODY","width":863,"height":478,"altText":null},"AssociatedImage:{\"url\":\"https://techcommunity.microsoft.com/t5/s/gxcuf89792/images/bS0yOTY3MDMwLTMyNzExNWkyM0ZFNTIwNDYwRTI1OUEz?revision=4\"}":{"__typename":"AssociatedImage","url":"https://techcommunity.microsoft.com/t5/s/gxcuf89792/images/bS0yOTY3MDMwLTMyNzExNWkyM0ZFNTIwNDYwRTI1OUEz?revision=4","title":"mehua_1-1637004947447.png","associationType":"BODY","width":727,"height":1269,"altText":null},"AssociatedImage:{\"url\":\"https://techcommunity.microsoft.com/t5/s/gxcuf89792/images/bS0yOTY3MDMwLTMyNzExNmk2OEUxNkRFRkFDMTY1MEM3?revision=4\"}":{"__typename":"AssociatedImage","url":"https://techcommunity.microsoft.com/t5/s/gxcuf89792/images/bS0yOTY3MDMwLTMyNzExNmk2OEUxNkRFRkFDMTY1MEM3?revision=4","title":"mehua_2-1637004947477.png","associationType":"BODY","width":990,"height":1316,"altText":null},"Revision:revision:2967030_4":{"__typename":"Revision","id":"revision:2967030_4","lastEditTime":"2021-12-10T16:36:43.538-08:00"},"ForumReplyMessage:message:2978576":{"__typename":"ForumReplyMessage","id":"message:2978576","conversation":{"__ref":"Conversation:conversation:2967030"},"author":{"__ref":"User:user:620509"},"revisionNum":1,"uid":2978576,"depth":1,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:EdgeInsiderAnnouncements"},"subject":"Re: Introducing Buy now, pay later in Microsoft Edge","readOnly":false,"editFrozen":false,"moderationData":{"__ref":"ModerationData:moderation_data:2978576"},"parent":{"__ref":"ForumTopicMessage:message:2967030"},"body":"

mehua This will be considered as a very cheap strategy to earn money. Whoever wants to shop can always go for it the other way either through extension or through website. What's the benefit of integrating it in the browser. Already edge has lot's of crap services like shopping add-on, collection service which always keeps running. These consume a lot many resources aren't useful for many people. I don't use collections at all. For me this service shouldn't run but this always runs like a monster self-awakened every minute or so.

 

I would love to see them as on-demand service. Looks like introducing so many services would want to you make a separate services.msc console for microsoft edge\":xd:\"\":cryingwithlaughter:\"

","body@stringLength":"1398","rawBody":"

 This will be considered as a very cheap strategy to earn money. Whoever wants to shop can always go for it the other way either through extension or through website. What's the benefit of integrating it in the browser. Already edge has lot's of crap services like shopping add-on, collection service which always keeps running. These consume a lot many resources aren't useful for many people. I don't use collections at all. For me this service shouldn't run but this always runs like a monster self-awakened every minute or so.

 

I would love to see them as on-demand service. Looks like introducing so many services would want to you make a separate services.msc console for microsoft edge

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Things can change and somethings can turn bad to good : )","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"159","kudosSumWeight":0,"repliesCount":0,"postTime":"2021-11-30T10:04:05.105-08:00","lastPublishTime":"2021-11-30T10:04:05.105-08:00","metrics":{"__typename":"MessageMetrics","views":3153},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"category:MicrosoftEdgeInsider/category:products-services/category:communities/community:gxcuf89792board:EdgeInsiderAnnouncements/message:2967030/message:3019469","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"Rank:rank:37":{"__typename":"Rank","id":"rank:37","position":18,"name":"Copper Contributor","color":"333333","icon":null,"rankStyle":"TEXT"},"User:user:1219553":{"__typename":"User","id":"user:1219553","uid":1219553,"login":"Jp12345","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2021-11-15T17:43:16.723-08:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://techcommunity.microsoft.com/t5/s/gxcuf89792/m_assets/avatars/default/avatar-7.svg?time=0"},"rank":{"__ref":"Rank:rank:37"},"entityType":"USER","eventPath":"community:gxcuf89792/user:1219553"},"ModerationData:moderation_data:2978928":{"__typename":"ModerationData","id":"moderation_data:2978928","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:2978928":{"__typename":"ForumReplyMessage","uid":2978928,"id":"message:2978928","revisionNum":1,"author":{"__ref":"User:user:1219553"},"readOnly":false,"repliesCount":4,"depth":2,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:EdgeInsiderAnnouncements"},"parent":{"__ref":"ForumReplyMessage:message:2978576"},"conversation":{"__ref":"Conversation:conversation:2967030"},"subject":"Re: Introducing Buy now, pay later in Microsoft Edge","moderationData":{"__ref":"ModerationData:moderation_data:2978928"},"body":"I love it. Amazing feature. I don't know why everyone is upset. If you don't want to use it you don't need to. Also, it will allow me to get more Christmas presents for my Family at any store I want. Awesome!!!","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":2,"postTime":"2021-11-17T21:40:24.377-08:00","lastPublishTime":"2021-11-17T21:40:24.377-08:00","metrics":{"__typename":"MessageMetrics","views":20729},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"category:MicrosoftEdgeInsider/category:products-services/category:communities/community:gxcuf89792board:EdgeInsiderAnnouncements/message:2967030/message:2978928","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null},"edges":[{"__typename":"MessageEdge","cursor":"MjUuMXwyLjF8aXwzfDEzMjowfGludCwzMDE5NDgyLDMwMTk0ODI","node":{"__ref":"ForumReplyMessage:message:3019482"}},{"__typename":"MessageEdge","cursor":"MjUuMXwyLjF8aXwzfDEzMjowfGludCwzMDE5NDgyLDI5ODE2NDc","node":{"__ref":"ForumReplyMessage:message:2981647"}}]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"ModerationData:moderation_data:3019482":{"__typename":"ModerationData","id":"moderation_data:3019482","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"User:user:1235131":{"__typename":"User","id":"user:1235131","uid":1235131,"login":"Neilsherry","biography":null,"registrationData":{"__typename":"RegistrationData","status":null,"registrationTime":"2021-12-01T07:34:56.235-08:00"},"deleted":false,"email":"","avatar":{"__typename":"UserAvatar","url":"https://techcommunity.microsoft.com/t5/s/gxcuf89792/m_assets/avatars/default/avatar-6.svg?time=0"},"rank":{"__ref":"Rank:rank:37"},"entityType":"USER","eventPath":"community:gxcuf89792/user:1235131"},"ForumReplyMessage:message:3019482":{"__typename":"ForumReplyMessage","uid":3019482,"id":"message:3019482","revisionNum":1,"author":{"__ref":"User:user:-1"},"readOnly":false,"repliesCount":2,"depth":3,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:EdgeInsiderAnnouncements"},"parent":{"__ref":"ForumReplyMessage:message:2978928"},"conversation":{"__ref":"Conversation:conversation:2967030"},"subject":"Re: Introducing Buy now, pay later in Microsoft Edge","moderationData":{"__ref":"ModerationData:moderation_data:3019482"},"body":"That's wonderful, I am so happy that you are able to be able to give presents to your family this Christmas, that is a like a wish come true and it's so hard for people like you. I feel sad that not everyone understands this.","body@stripHtml({\"removeProcessingText\":false,\"removeSpoilerMarkup\":false,\"removeTocMarkup\":false,\"truncateLength\":200})@stringLength":"203","kudosSumWeight":0,"postTime":"2021-11-30T10:06:35.841-08:00","lastPublishTime":"2021-11-30T10:06:35.841-08:00","metrics":{"__typename":"MessageMetrics","views":3163},"visibilityScope":"PUBLIC","placeholder":false,"originalMessageForPlaceholder":null,"isEscalated":null,"solution":false,"entityType":"FORUM_REPLY","eventPath":"category:MicrosoftEdgeInsider/category:products-services/category:communities/community:gxcuf89792board:EdgeInsiderAnnouncements/message:2967030/message:3019482","replies":{"__typename":"MessageConnection","pageInfo":{"__typename":"PageInfo","hasNextPage":true,"endCursor":"MjUuMXwyLjF8aXwxfDEzMjowfGludCwzMDIzNjQ5LDMwMjM2NDk","hasPreviousPage":false,"startCursor":null},"edges":[{"__typename":"MessageEdge","cursor":"MjUuMXwyLjF8aXwxfDEzMjowfGludCwzMDIzNjQ5LDMwMjM2NDk","node":{"__ref":"ForumReplyMessage:message:3023649"}}]},"customFields":[],"attachments":{"__typename":"AttachmentConnection","edges":[],"pageInfo":{"__typename":"PageInfo","hasNextPage":false,"endCursor":null,"hasPreviousPage":false,"startCursor":null}}},"ModerationData:moderation_data:3023649":{"__typename":"ModerationData","id":"moderation_data:3023649","status":"APPROVED","rejectReason":null,"isReportedAbuse":false,"rejectUser":null,"rejectTime":null,"rejectActorType":null},"ForumReplyMessage:message:3023649":{"__typename":"ForumReplyMessage","author":{"__ref":"User:user:1235131"},"id":"message:3023649","revisionNum":1,"uid":3023649,"depth":4,"hasGivenKudo":false,"subscribed":false,"board":{"__ref":"Forum:board:EdgeInsiderAnnouncements"},"parent":{"__ref":"ForumReplyMessage:message:3019482"},"conversation":{"__ref":"Conversation:conversation:2967030"},"subject":"Re: Introducing Buy now, pay later in Microsoft Edge","moderationData":{"__ref":"ModerationData:moderation_data:3023649"},"body":"When will you realise that it's not worth going into debt to pile your kids up with stuff. 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Jp12345 The fact that it's is in the browser code means that even if I'm not using it adds to the size of the browser and slows down viewing web pages. They already have a mechanism called extensions which allow people to optionally add things like this. Most people want a browser that loads and displays web pages as fast as possible and doesn't consume all of the memory on their machine. 

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