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I see that there are free agents available for Copilot. Will I need to set up a consumption plan to use those agents in MS Copilot Chat?
Not necessarily - some agents (grounded in public websites, uploaded files, etc.) are readily available with Copilot Chat. For agents that access SharePoint or Graph Connector data, you will need a consumption plan. More info here: https://www.microsoft.com/en-us/microsoft-copilot/blog/copilot-studio/enabling-agents-in-microsoft-365-copilot-chat/