Office 365 or Pack Office 2024 for you?

A question that could be stupid, but which bothers me to get an answer from online sellers.

I bought a new laptop . Office 365 comes preinstalled on it in trial version. I get alerts asking me to subscribe, and I have 2 days left IHRɲ

The audio file transcription tool integrated into Office 365 Word is quite interesting for my association reports (using an AI to do the report).

I saw that on an online sales site rak*** I could get an office 365 for 0.90 or 9.99 euros. It's tempting !! Before checking out I tried to hang out on the said license and start does it work .... It's quite obscure. Some sellers say "this is not a key"... "requires installation".

Do you know the process ? Would you recommend it ?

Should I uninstall my installed 365 pack to reinstall it via a link ? And what about after 1 year, do you have to start again or simply enter a key ?

I'm tempted by the Office 2024 solution with a lifetime license, but I will lose the automatic transcription and co-pilot capability.