KB5028185 will not install, need workaround

Pc Info:

OS Name Microsoft Windows 11 Home
Version 10.0.22621 Build 22621
Other OS Description Not Available
OS Manufacturer Microsoft Corporation
System Manufacturer Dell Inc.
System Model G7 7790
System Type x64-based PC
System SKU 08EC
Processor Intel(R) Core(TM) i7-9750H CPU @ 2.60GHz, 2592 Mhz, 6 Core(s), 12 Logical Processor(s)
BIOS Version/Date Dell Inc. 1.24.0, 3/19/2023
SMBIOS Version 3.2
Embedded Controller Version 255.255
BIOS Mode UEFI
BaseBoard Manufacturer Dell Inc.
BaseBoard Product 0CNDTP
BaseBoard Version A00
Platform Role Mobile
Secure Boot State Off
PCR7 Configuration Binding Not Possible
Windows Directory C:\WINDOWS
System Directory C:\WINDOWS\system32
Boot Device \Device\HarddiskVolume3
Locale United States
Hardware Abstraction Layer Version = "10.0.22621.1413"
Time Zone Eastern Daylight Time
Installed Physical Memory (RAM) 16.0 GB
Total Physical Memory 15.8 GB
Available Physical Memory 9.92 GB
Total Virtual Memory 22.1 GB
Available Virtual Memory 13.0 GB
Page File Space 6.25 GB
Page File C:\pagefile.sys
Kernel DMA Protection Off
Virtualization-based security Not enabled
Windows Defender Application Control policy Enforced
Windows Defender Application Control user mode policy Off
Device Encryption Support Reasons for failed automatic device encryption: TPM is not usable, PCR7 binding is not supported, Un-allowed DMA capable bus/device(s) detected, TPM is not usable
Hyper-V - VM Monitor Mode Extensions Yes
Hyper-V - Second Level Address Translation Extensions Yes
Hyper-V - Virtualization Enabled in Firmware Yes
Hyper-V - Data Execution Protection Yes

Problem:

I updated to windows 11 as soon as was possible which i assume puts me in the insider program territory so windows agents wont help me.

Everything was going smoothly (except windows 11 has some issues with games like warzone) until last month when update KB5028185 would not install. It says it is installing and asks for a restart and then reverts and plops you back into the desktop where a windows updates asks for another retry to install(this is a neverending loop).

Talking to windows help they gave me a standalone iso updater which informed me it could not install due to missing TPM2.0 in my system. Im not sure how windows was allowed to install without one of its minimum requirements but now i cant get past the update, the standalone installer wont do it either, and windows agents wont help because i am an insider customer.

It seems there is 3 ways around this

1. I need a developer to find a workaround

2. I need to buy and install an external tpm2.0 device(if one exists) that will allow me to meet the requirements.

3. I need assistance in downgrading back to windows 10 which means microsoft would have to downgrade my license back to windows 10 as well (im not paying to downgrade, especially when this is microsofts fault in allowing me to upgrade when the os knew my system couldnt handle it)

please advise, not sure how long it takes to respond so i will hang around my email for the next few days, thanks to whomever responds.