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mehua's avatar
mehua
Icon for Microsoft rankMicrosoft
Nov 15, 2021

Introducing Buy now, pay later in Microsoft Edge

“Buy now, pay later,” or BNPL, lets shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to wait until it’s paid in full.

 

Usually, BNPL is offered in specific ecommerce websites like Target, Walmart. But now, Microsoft partners with 3rd party Zip (previously Quadpay) to offer a BNPL payment option at browser level. It means any purchase between $35 - $1,000 you make through Microsoft Edge can be split into 4 installments over 6 weeks.

 

On top of coverage, we also aim to 1) meet you where you are. 2) simplify the application process.

 

Meet you where you are:

When you are in checkout page, you can find BNPL option right when you enter credit card number

For some shoppers, you can also find BNPL option right when you enter checkout page.

 

Simplify application process:

Applying BNPL could take time, you need to sign in with zip every single time. With BNPL in Edge, you can simply link your Microsoft account with your zip account with one click and then bypass sign in from Zip side. It can expedite the application process for you.

 

 

BNPL is currently available in Microsoft Edge Canary and Dev channels and will be available by default to all users in Microsoft Edge release 96. If you experience any issue while using this feature, please let us know through Microsoft Edge by pressing Shift+Alt+I on a Windows device or going to Settings and more … > Help and feedback > Send feedback.

 

You can read more on the FAQ support article. Please also join us here on the Microsoft Edge Insider forums or Twitter to discuss your experience or send us your feedback through the browser! We hope you enjoy this exciting new feature and look forward to hearing from you!

263 Replies

  • Please make this an optional add-on and not default. Microsoft is going to get a lot of bad press if this goes live.
  • BioTurboNick's avatar
    BioTurboNick
    Iron Contributor

    mehua 

     

    I made an account just to respond.

     

    Please, please stop bloating the browser with these revenue grabs. It's like you're recapitulating the worst IE browser extensions from the 90s/00s and installing them by default. If this continues I'll have to stop recommending Edge anymore, and I've been an Edge supporter for a while.

    • Deleted's avatar
      Deleted
      If you think about it, there are millions of people around the world who may benefit for this who may be in a low income country or need some financial help to even buy presents for loved ones. l
      • joshhuggins's avatar
        joshhuggins
        Brass Contributor
        Seems like Shawnloveshorses161 account has been compromised all of a sudden.
    • Deleted's avatar
      Deleted
      It's not a revenue grab, it's to help people who really need financial help and it's only in the US. People can ignore it just like how they do on those sites that keep asking you to buy more.
      • There are lots of ways to offer this. With a browser extension. BUT NOT DEFAULT IN MY BROWSER. I can't ignore the annoying coupons offering. I have to go and tell it to turn off.
    • mwarrenus's avatar
      mwarrenus
      Copper Contributor

      Pushing people to buy more than they can afford (i.e. extend risky credit) is not good for consumers nor the health of our economy. Thanks to the vultures on Microsoft's Edge Product Management team, there's yet another excellent reason to https://www.GetFirefox.com/.  

  • Cameron_Bush's avatar
    Cameron_Bush
    Steel Contributor

    This sounds like an awful idea that will only be seen as a shameless cashgrab are/or bloat by media outlets. I beg you reconsider pushing this to live. The negative press this feature is going to receive isn't worth it.

    • Deleted's avatar
      Deleted
      HI Cameron,

      It may seem like bloat but have you realized there are families out there that may not be able to afford this or that for Christmas. We shouldn't be taking things for granted, some people may need this.
      • Neilsherry's avatar
        Neilsherry
        Copper Contributor
        Absolutely nonsense. If you can't afford stuff, you need to wait until you can and plan accordingly. There's too much easy credit which leads to increasing debt and often ends with people being charged increasing interest rates. This has nothing to do with providing a useful service, and just about profiteering from vulnerable consumers.
    • Jp12345's avatar
      Jp12345
      Copper Contributor
      So you just want people to use credit cards that cause a cycle of debt. With Zip this won't happen. I'm really happy with this feature
      • peteraren's avatar
        peteraren
        Copper Contributor
        Why not use debit cards that's like the default in europe.

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