Forum Discussion
Introducing Buy now, pay later in Microsoft Edge
“Buy now, pay later,” or BNPL, lets shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to wait until it’s paid in full.
Usually, BNPL is offered in specific ecommerce websites like Target, Walmart. But now, Microsoft partners with 3rd party Zip (previously Quadpay) to offer a BNPL payment option at browser level. It means any purchase between $35 - $1,000 you make through Microsoft Edge can be split into 4 installments over 6 weeks.
On top of coverage, we also aim to 1) meet you where you are. 2) simplify the application process.
Meet you where you are:
When you are in checkout page, you can find BNPL option right when you enter credit card number
For some shoppers, you can also find BNPL option right when you enter checkout page.
Simplify application process:
Applying BNPL could take time, you need to sign in with zip every single time. With BNPL in Edge, you can simply link your Microsoft account with your zip account with one click and then bypass sign in from Zip side. It can expedite the application process for you.
BNPL is currently available in Microsoft Edge Canary and Dev channels and will be available by default to all users in Microsoft Edge release 96. If you experience any issue while using this feature, please let us know through Microsoft Edge by pressing Shift+Alt+I on a Windows device or going to Settings and more … > Help and feedback > Send feedback.
You can read more on the FAQ support article. Please also join us here on the Microsoft Edge Insider forums or Twitter to discuss your experience or send us your feedback through the browser! We hope you enjoy this exciting new feature and look forward to hearing from you!
263 Replies
- RTi1979Copper ContributorDisappointing to see this added in the core browser functionality - this kind of stuff is why extensions exist: so people who want this can decide to add it.
Please Microsoft - new Edge was on a roll of continuous improvements - please refrain from mucking it up by adding this kind of garbage features... - JohnGaltBrass ContributorTo bake this into the browser is such a bad idea!
You've worked so hard and now you have what I think is a superior product. This needs to be a user option period! Don't force this on everyone. - SeaneyCCopper Contributor
mehua - Just when you think MS are really doing the right things and then they pull out this giant xmas dump. Literally no place for this at all in the browser. What was the decision making process behind this? Way to ruin a product that had by and large made a number of decent steps over the last few years.
- AlessioT89Brass Contributorstop forcing & adding spyware and advertise that nobody asked for.
- skoopsCopper Contributor
Are you insane?
How can any product manager think this is a good idea? The person responsible for this massive neglect of any users privacy and data sovereignity should be fired immediately.
Your browser will soon end up on the 'do not use' lists of multiple big corporations
- TinoDidriksenCopper ContributorThis is an abysmally awful thing for Microsoft to promote. BNPL preys on already vulnerable people and is a dangerous anti-pattern. If you really want to get into this sphere, instead teach fiscal responsibility by letting people save up money for the thing they want to buy.
- snacks2420Copper Contributor
This is a terrible idea. I wrote about it here: https://medium.com/technicaltalk/microsoft-cant-stop-ruining-its-own-browser-d15df5eb0f26
- crustybottomsCopper Contributor
This made me lol. I honestly can't think of a better legal way to piss on the market share of your own browser. Maybe mandatory bundled crypto mining that you can't disable?
But come to think of it, Edge users are the perfect demographic for something like this. People who use buy now pay later services tend to be really stupid. People who aren't stupid can figure out how to download and install a better browser, so they wouldn't use this service anyways.
- illtechthat
Microsoft
I don't have a ton to add that hasn't already been said. This is a horrible idea, is bloatware, and should be removed.