Forum Discussion
MicrosoftIntroducing Buy now, pay later in Microsoft Edge
“Buy now, pay later,” or BNPL, lets shoppers break their purchases into equal installment payments, often interest-free, which can allow shoppers to get their purchase upfront, instead of having to wait until it’s paid in full.
Usually, BNPL is offered in specific ecommerce websites like Target, Walmart. But now, Microsoft partners with 3rd party Zip (previously Quadpay) to offer a BNPL payment option at browser level. It means any purchase between $35 - $1,000 you make through Microsoft Edge can be split into 4 installments over 6 weeks.
On top of coverage, we also aim to 1) meet you where you are. 2) simplify the application process.
Meet you where you are:
When you are in checkout page, you can find BNPL option right when you enter credit card number
For some shoppers, you can also find BNPL option right when you enter checkout page.
Simplify application process:
Applying BNPL could take time, you need to sign in with zip every single time. With BNPL in Edge, you can simply link your Microsoft account with your zip account with one click and then bypass sign in from Zip side. It can expedite the application process for you.
BNPL is currently available in Microsoft Edge Canary and Dev channels and will be available by default to all users in Microsoft Edge release 96. If you experience any issue while using this feature, please let us know through Microsoft Edge by pressing Shift+Alt+I on a Windows device or going to Settings and more … > Help and feedback > Send feedback.
You can read more on the FAQ support article. Please also join us here on the Microsoft Edge Insider forums or Twitter to discuss your experience or send us your feedback through the browser! We hope you enjoy this exciting new feature and look forward to hearing from you!
263 Replies
- Microsoft is planning to drive users away once again, right?
Just wanted to add my voice to say this feature is a really bad idea and I hope it’s removed in the next update. Edge is currently my browser of choice but that will change if this feature stays.
The fact this feature is gaining international news attention should tell you that it’s a colossal mistake.- I know Apple has added some credit and payment related features to their platforms. The right decision for Apple is not necessarily the right decision for Microsoft. You have very different customer bases.
If this feature comes up on someone's work computer and one of my users thinks it is a company-approved feature and uses it, it will be difficult to undo and could affect the user's personal credit history.
At the very least I need a way to disable this feature on every managed computer in my company, and I would support scrapping this feature entirely. - Terrible idea, especially in a corporate environment, no need for this money grabbing and resource hogging (mis)function. Make it an extension, don't build it in, Edge has been a decent browser, this is not a value add. Next anti-trust lawsuit waiting?
I don't want it. I just switched to Edge a couple months ago from Chrome to get away from the bloat. If Microsoft is going to follow suit, there is no reason for me to use your browser at all. I don't want shopping help, I don't want layaway features built into my browser, I don't want glitchy or kitchy features, I simply want a fast, secure browser that doesn't hog memory. There's already a mechanism to let users add a feature that the rest of us consider to be junk we don't want - it's called extensions, and it seems to work really well. It makes user A happy when they opt in and user B happy because they never opted in to begin with.
This is a truly terrible decision for the many reasons already given above.
I have an honest question. Where do you draw the line when it comes to selling access to Edge to third parties? Pinterest paid you to add an option to "Show suggestions from Pinterest in Collections." Zip paid you to hijack the checkout process to show an ad for a buy now, pay later loan.I'm serious. Where does it end? Will a bank be able to pay you to show users an ad for a credit card with "no interest for the first 18 months" during the checkout process?
I was one of those who used to actively try to convince others to switch to Edge. Not anymore. Now I'm ambivalent about what browser to use. It's time to take a closer look at the other browsers (who knows, maybe Chrome has improved enough to justify switching back).
Because Edge has changed for the worst because of this unnecessary bloatware, I have now moved on to another better browser which allows me to get extensions instead of adding it to the main browser.
I have been a Microsoft supporter and MS MVP for years but this is not the path MS should be taking with Edge.
- I think I can speak for everyone when I say please do not add this feature, no user wants this feature. As someone who loves edge browser and uses it on all my devices, I will no longer be using edge if this becomes a new feature. It is a shameless cash grab that will end up putting people in even more debt. Edge is an amazing browser and it does not need things like this.
- Yeah just don't do this. Make it an extension available in the store, but don't bake it into the app.
