It would be a game changer if when starting a form a pop-up like " Are you creating this Form for non-personal use such as a business process or ongoing need? We encourage you to share the form access to https://support.microsoft.com/en-us/office/share-a-form-or-quiz-to-collaborate-d5bb5cf0-8401-4c15-bb8c-8e108cd7e69b or a https://support.microsoft.com/en-us/office/move-your-form-to-a-group-921a6361-a4e5-44ea-bce9-c4ed63aa54b4so your teammates can also have access and collaborate. " would show up, as bvarian suggests!
The hazzle to to move ownership within 30 days after an owner has left the company is real! Most of the users are not aware till long after the owner has left and the form is gone
https://feedbackportal.microsoft.com/feedback/idea/8f957a1e-7bbd-ed11-83ff-000d3a1ab7d1