Agent Mode in Excel is now generally available on desktop

From Copilot after extensively prompting it to explain what is going on

Individuals can get a consumer-grade Agent Mode in Excel through:

It’s essentially a lightweight Copilot assistant, not a true agent.

This is the distinction Microsoft never explains clearly on the consumer-facing pages.

What individuals can get instead

Individuals can get a consumer-grade Agent Mode in Excel through:

✔️ Microsoft 365 Personal

✔️ Microsoft 365 Family

✔️ Microsoft 365 Premium

✔️ Copilot Pro

But this version is:

- Credit‑limited

- Not autonomous

- Not multi-step

- Not connected to enterprise data

- Not governed

- Not the same agentic system Microsoft demos for businesses

It’s essentially a lightweight Copilot assistant, not a true agent.

This is the distinction Microsoft never explains clearly on the consumer-facing pages.