Pankaj_Messaging_Specialist -
1. Only devices/applications/servers that connect to Exchange Online over SMTP with TLS and send/receive email can be impacted. Systems using smtp.office365.com typically use SMTP. If they use SMTP with TLS and do not trust the required certificate, they will be affected. As far as I know, Outlook, macOS Mail, and Apple Mail generally do not connect to Exchange Online over SMTP for mailbox access. But if these clients are configured to send email directly to Exchange online by connecting to an SMTP endpoint like smtp.office365.com, then of Course they could be impacted.
2. I already answered this to you earlier. Yes, if third party application connects to Exchange Online over SMTP (irrespective of any endpoint), they need to update\trust DigiCert Root certificate.
3. This was also answered to you earlier, and I hope it is clear by now that 3rd party not connecting to Exchange online directly (and relaying though Exchange on premises) are not impacted by this.
4. This is outside my area of expertise.
5. Again, I hope it is clear by now that local machines not connecting to Exchange online over SMTP is not impacted.