Often I need to divide an amount into 1/2 down and 6 payments. I am permitted to have change in the payment amount. Using the excel spreadsheet can take an amount for example.
$1,003 divide it by 1/2 ($501.50 and 6 payments @ $83.58) which leaves me with cents, which I am not permitted to have.
I would like to take the cents and add it back to the down payment leaving an even dollar payment amount. Down payment $502, balance $498 paid over (6) payments @ $83.
Is there a formula that can make these caluclati
